It's your life.
I can't tell you what to do.
Life can be a bitch. Everybody knows that.
Money matters, but it cannot be accounted everything.
Life is too short to be little.
What you have at hand is limited; living a frugal life does not mean you have to be miserable. Materialism is not necessary and you know you can always get more in life, enjoy life without luxury.
You may either make the best of this journey and be happy while you are here or whine the most of it and feel depressed all the way.
It is your life that you live, you know.